Free car finance calculator1/26/2024 In all cases, there is no obligation to proceed with any of the car finance deals you’re offered in the tool. Lower monthly payments might not be the right option for everyone, as paying a little more to clear the debt more quickly could be cheaper overall. The golden rule with car finance is to always consider your options carefully and work out the best way to proceed based on the total cost of the deal and your own finances. You can contact the lender through the tool and take up their offer, or use the information as a basis to begin your used car search knowing how much you will be able to borrow. The wide range of lenders included and the fact that you’re dealing with them directly, means there’s a good chance that the deals will be better than those offered by a dealer. The tool lets you compare finance quotes, serving up different types of deals from different providers. It’s a comparison tool that saves you the time and effort of dealing with multiple finance providers, while also giving you an overview of the market so you can buy with confidence knowing that you’re getting a good deal on your used car. ![]() We’ve joined forces with Motiv car finance to build our car finance calculator tool around the aim of making your used car buying journey easier. Why should I use the used car finance calculator? When you’re ready, you can go directly to the finance provider and arrange the deal, or use the tool’s finance quotes to negotiate with the dealer once you’ve found your ideal car. Even if you have a bad credit rating, Motiv can find you a deal. That way you’ll go into your search knowing how much you’ll be able to borrow. You can get finance quotes based on a specific used car you’re looking to buy or, if you don’t have a car in mind, get your quotes based on the value of the vehicle you’re looking for. You’ll be presented with different car finance options as well so you can compare personal loans, Hire Purchase (HP) and Personal Contract Purchase (PCP) deals, to work out which type suits you best. It will find you personalised quotes from the network of leading UK finance providers working with Motiv, including the likes of Moneybarn, RAC, My Car Credit, Bamboo Paragon, Zopa, Creditplus, Oodle and CarFinance247. Get started with our used car finance calculator now… How does the used car finance calculator work?Īll you need to do is fill out the easy car finance calculator form, and the tool takes care of the rest.
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